In 2016, the average cost in Tennessee for in-home care with services provided by a home health aide was $3,432, assisted living communities average cost was $3,780, and the average nursing home care cost was $5,779. One of the main questions presented by our clients is how to pay for the care and services they will need. Some of our clients come to us concerned that they have saved all of their lives to have some money to pay for care, yet they are worried about running out of money or losing their homes. Other clients are concerned they just don’t have the assets or income to pay for the care they need and they don’t know how to access government benefits. Families are frequently told incorrect information which leads to increased confusion and frustration.
For Medicaid Benefits
At Elder Law of Middle Tennessee, we work with you to assess your financial needs and to see what benefits might be available to you. In Tennessee, the Medicaid program is known as TennCare, and the program that addresses long-term care services falls under the CHOICES section. CHOICES allows people to access care through nursing home care, assisted living communities and in-home caregivers. Because each family’s situation is different, we work one-on-one with them to develop the approach for planning that best meets their needs, and allows them to remain as independent as possible.
For Veterans Benefits
Veterans and their surviving spouses may be entitled to benefits which can help pay for long-term health care needs. The Veterans Administration (VA) has established certain criteria for eligibility of benefits: Having served at least 90 consecutive days, with at least one day during wartime, specified by Congress; received an honorable discharge from service; and needs daily care assistance from another person.
J Barry served in the military in the Air Force during the Vietnam period and can personally identify with our veterans. To be accredited by the Veterans Administration, Federal law requires that an attorney pass a written examination and complete continuing legal education covering topics such as VA representation, disability compensation, pension benefits, claim procedures and appeal rights.
The rules and paperwork related to applying for these benefits can be exhausting for a family, and they may forego public benefits simply by not understanding the process. Elder Law of Middle Tennessee is experienced in the application process for public benefits and can relieve stress of the application process, allowing the family to focus on caring for the client.
Each client's situation is unique. Therefore, we believe in creating customized solutions.
Please call the office of Elder Law of Middle Tennessee at 615-444-3568 so we can discuss your needs, or click the link below.