You DO Have Control of the Future

You DO Have Control of the Future

Have family disharmony or money challenges ever caused you a restless night? Have you pondered your financial future, imagined ‘worst case scenarios’, and felt hopeless? We may not be able to offer family counseling, pandemic predictions, may not have a crystal ball...
Social Security Disability Benefits and Qualification

Social Security Disability Benefits and Qualification

Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of work before...
Understand the Impact of the SECURE Act of 2020

Understand the Impact of the SECURE Act of 2020

Congress has passed a bipartisan appropriations bill. In the contents of this spending bill is a piece of legislation known as the Setting Every Community Up for Retirement Enhancement Act (SECURE), the first significant change in retirement legislation since the...
Could a Hybrid Policy Meet Your Long-Term Care Insurance Needs?

Could a Hybrid Policy Meet Your Long-Term Care Insurance Needs?

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard...
Technology to Assist Seniors Living with Dementia

Technology to Assist Seniors Living with Dementia

The increasing number of seniors and near-seniors experiencing dementia in the United States is on a rapid rise. A hallmark of cognitive decline is a long pre-clinical phase followed by an actual medical diagnosis that progresses from early to middle and late-stage...